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class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8cfc\u8cb7\u6cd5\u62cd\u5c4b\u4e0d\u50c5\u80fd\u4ee5\u4f4e\u65bc\u5e02\u50f9\u7684\u50f9\u683c\u5165\u624b\uff0c\u9084\u53ef\u4ee5\u4f7f\u7528\u8cb8\u6b3e\u7684\u65b9\u5f0f\u5206\u671f\u4ed8\u6b3e\uff0c\u8b93\u8cc7\u91d1\u58d3\u529b\u4e0d\u518d\u6210\u70ba\u8cfc\u8cb7\u6cd5\u62cd\u5c4b\u7684\u963b\u7919\u3002\u4ee5\u4e0b\u70ba\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7684\u5e38\u898b\u8cc7\u91d1\u7ba1\u9053\uff1a<\/p>\n<h3>\n<li>\u9280\u884c\u8cb8\u6b3e<\/li>\n<\/h3>\n<p>\u9280\u884c\u662f\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7684\u4e3b\u8981\u7ba1\u9053\uff0c\u901a\u5e38\u63d0\u4f9b\u8f03\u4f4e\u7684\u5229\u7387\u548c\u7a69\u5b9a\u7684\u9084\u6b3e\u8a08\u756b\u3002\u9280\u884c\u6703\u91dd\u5c0d\u6cd5\u62cd\u5c4b\u7684\u7279\u6027\u8207\u501f\u6b3e\u4eba\u8ca1\u52d9\u72c0\u6cc1\u8a55\u4f30\u8cb8\u6b3e\u984d\u5ea6\u8207\u5229\u7387\uff0c\u8cb8\u6b3e\u6210\u6578\u6700\u9ad8\u53ef\u9054\u4e03\u6210\u3002<\/p>\n<h3>\n<li>\u6c11\u9593\u4e8c\u80ce\u8cb8\u6b3e<\/li>\n<\/h3>\n<p>\u6c11\u9593\u4e8c\u80ce\u8cb8\u6b3e\u9069\u7528\u65bc\u5df2\u6301\u6709\u623f\u7522\u4e14\u4fe1\u7528\u826f\u597d\u7684\u501f\u6b3e\u4eba\uff0c\u4ee5\u73fe\u6709\u623f\u5c4b\u4f5c\u70ba\u64d4\u4fdd\u54c1\u5411\u6c11\u9593\u8cb8\u6b3e\u516c\u53f8\u7533\u8cb8\u3002\u6c11\u9593\u4e8c\u80ce\u8cb8\u6b3e\u7684\u624b\u7e8c\u8f03\u70ba\u7c21\u4fbf\uff0c\u5be9\u6838\u901f\u5ea6\u4e5f\u8f03\u5feb\uff0c\u4f46\u5229\u7387\u901a\u5e38\u8f03\u9280\u884c\u8cb8\u6b3e\u9ad8\u3002<\/p>\n<h3>\n<li>\u4ee3\u588a\u588a\u6b3e<\/li>\n<\/h3>\n<p>\u4ee3\u588a\u588a\u6b3e\u662f\u7531\u8cb8\u6b3e\u6a5f\u69cb\u63d0\u4f9b\u7684\u4e00\u7a2e\u77ed\u671f\u8cc7\u91d1\u9031\u8f49\u65b9\u6848\uff0c\u7528\u65bc\u652f\u4ed8\u6cd5\u62cd\u5c4b\u6a19\u7684\u7684\u982d\u671f\u6b3e\u3002\u4ee3\u588a\u588a\u6b3e\u5229\u7387\u8f03\u9ad8\uff0c\u4f46\u671f\u9650\u8f03\u77ed\uff0c\u901a\u5e38\u5728\u6240\u6709\u6b0a\u79fb\u8f49\u5f8c\u4fbf\u6703\u7d42\u6b62\u3002<\/p>\n<h3>\n<li>\u79c1\u52df\u57fa\u91d1<\/li>\n<\/h3>\n<p>\u79c1\u52df\u57fa\u91d1\u4ee5\u8cc7\u91d1\u52df\u96c6\u7684\u65b9\u5f0f\u5411\u6295\u8cc7\u8005\u7c4c\u96c6\u8cc7\u91d1\uff0c\u518d\u5c07\u8cc7\u91d1\u904b\u7528\u65bc\u6cd5\u62cd\u5c4b\u7684\u8cfc\u8cb7\u8207\u6295\u8cc7\u3002\u79c1\u52df\u57fa\u91d1\u63d0\u4f9b\u8f03\u9ad8\u7684\u6536\u76ca\u7387\uff0c\u4f46\u6295\u8cc7\u98a8\u96aa\u4e5f\u8f03\u9ad8\u3002<\/p>\n<h3>\n<li>\u5408\u6703<\/li>\n<\/h3>\n<p>\u5408\u6703\u662f\u4e00\u7a2e\u6c11\u9593\u4e92\u52a9\u6703\uff0c\u6210\u54e1\u5b9a\u671f\u7e73\u7d0d\u6703\u6b3e\uff0c\u4e26\u65bc\u8f2a\u6d41\u6a19\u6703\u6642\u53d6\u5f97\u4e00\u7b46\u8cc7\u91d1\u3002\u5408\u6703\u7684\u5229\u7387\u8f03\u9ad8\uff0c\u4f46\u9748\u6d3b\u5ea6\u4e5f\u8f03\u9ad8\uff0c\u9069\u5408\u8cc7\u91d1\u9700\u6c42\u8f03\u5c0f\u4e14\u77ed\u671f\u5468\u8f49\u7684\u501f\u6b3e\u4eba\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%B3%BC%E8%B2%B7%E6%B3%95%E6%8B%8D%E5%B1%8B%E8%B2%B8%E6%AC%BE%E7%9A%84%E9%80%94%E5%BE%91%EF%BC%9A%E8%A7%A3%E9%96%8B%E8%B2%B8%E6%AC%BE%E6%A2%9D%E4%BB%B6%E7%96%91%E6%85%AE\"><\/span>\u8cfc\u8cb7\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7684\u9014\u5f91\uff1a\u89e3\u958b\u8cb8\u6b3e\u689d\u4ef6\u7591\u616e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>\u8cb8\u6b3e\u6210\u6578\u8207\u5229\u7387<\/h3>\n<p> \u8cfc\u8cb7\u6cd5\u62cd\u5c4b\u53ef\u7533\u8acb\u6700\u9ad8\u8cb8\u6b3e\u6210\u6578\u901a\u5e38\u70ba<strong>\u4e03\u6210\u81f3\u516b\u6210<\/strong>\uff0c\u8f03\u4e00\u822c\u4f4f\u5b85\u8cb8\u6b3e\u6210\u6578\u70ba\u4f4e\u3002<br \/>\n 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scope=\"row\">\u8cb8\u6b3e\u6210\u6578\u8207\u5229\u7387<\/th>\n<td>\n<ul>\n<li>\u6700\u9ad8\u53ef\u8cb8\u6b3e\u6210\u6578\uff1a70-80%<\/li>\n<li>\u5229\u7387\u901a\u5e38\u9ad8\u65bc\u4e00\u822c\u4f4f\u5b85\u8cb8\u6b3e\uff0c\u4f46\u53ef\u8996\u4fe1\u7528\u8a55\u5206\u548c\u8ca1\u52d9\u72c0\u6cc1\u7372\u5f97\u512a\u60e0<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">\u7533\u8cb8\u8cc7\u683c<\/th>\n<td>\n<ul>\n<li>\u7a69\u5b9a\u7684\u5de5\u4f5c\u548c\u6536\u5165<\/li>\n<li>\u826f\u597d\u7684\u4fe1\u7528\u8a18\u9304<\/li>\n<li>\u5145\u8db3\u7684\u81ea\u5099\u6b3e<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">\u7533\u8acb\u6d41\u7a0b<\/th>\n<td>\n<ol>\n<li>\u9078\u64c7\u8cb8\u6b3e\u6a5f\u69cb<\/li>\n<li>\u6e96\u5099\u76f8\u95dc\u6587\u4ef6<\/li>\n<li>\u8a55\u4f30\u4fe1\u7528\u72c0\u6cc1<\/li>\n<li>\u8cb8\u6b3e\u8988\u6e96<\/li>\n<li>\u62b5\u62bc\u64d4\u4fdd<\/li>\n<\/ol>\n<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">\u6ce8\u610f\u4e8b\u9805<\/th>\n<td>\n<ul>\n<li>\u59d4\u8a17\u5f8b\u5e2b\u9032\u884c\u7522\u6b0a\u8abf\u67e5<\/li>\n<li>\u8a55\u4f30\u81ea\u8eab\u8ca1\u52d9\u72c0\u6cc1<\/li>\n<li>\u5c07\u7a05\u8cbb\u548c\u4fee\u7e55\u8cbb\u7528\u7d0d\u5165\u6210\u672c\u8003\u91cf<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E8%B3%BC%E8%B2%B7%E6%B3%95%E6%8B%8D%E5%B1%8B%E4%B9%9F%E8%83%BD%E8%B2%B8%EF%BC%9A%E7%9E%AD%E8%A7%A3%E6%B3%95%E6%8B%8D%E5%B1%8B%E8%B2%B8%E6%AC%BE%E7%9A%84%E7%94%B3%E8%AB%8B%E7%AE%A1%E9%81%93\"><\/span>\u8cfc\u8cb7\u6cd5\u62cd\u5c4b\u4e5f\u80fd\u8cb8\uff1a\u77ad\u89e3\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7684\u7533\u8acb\u7ba1\u9053<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7684\u7533\u8acb\u7ba1\u9053\u591a\u5143\uff0c\u4ee5\u4e0b\u5c07\u4e00\u4e00\u8aaa\u660e\u4e0d\u540c\u7ba1\u9053\u53ca\u7533\u8acb\u65b9\u5f0f\uff1a<\/p>\n<h3>\u9280\u884c<\/h3>\n<ul>\n<li><b>\u512a\u9ede\uff1a<\/b>\u5229\u7387\u8f03\u4f4e\u3001\u8cb8\u6b3e\u6210\u6578\u9ad8\u3001\u9084\u6b3e\u671f\u9593\u9577\u3002<\/li>\n<li><b>\u7f3a\u9ede\uff1a<\/b>\u5be9\u6838\u56b4\u683c\u3001\u6d41\u7a0b\u8f03\u7e41\u7463\u3002<\/li>\n<\/ul>\n<p>\u7533\u8acb\u6d41\u7a0b\uff1a<\/p>\n<ol>\n<li>\u6e96\u5099\u6240\u9700\u6587\u4ef6\uff08\u5982\u8eab\u5206\u8b49\u3001\u8ca1\u529b\u8b49\u660e\u7b49\uff09\u3002<\/li>\n<li>\u5411\u9280\u884c\u63d0\u51fa\u7533\u8acb\u4e26\u586b\u5beb\u8cb8\u6b3e\u7533\u8acb\u66f8\u3002<\/li>\n<li>\u9280\u884c\u5be9\u6838\u8cc7\u6599\u4e26\u8988\u51c6\u8cb8\u6b3e\u91d1\u984d\u3002<\/li>\n<li>\u7c3d\u8a02\u8cb8\u6b3e\u5408\u7d04\u4e26\u8fa6\u7406\u62b5\u62bc\u8a2d\u5b9a\u3002<\/li>\n<\/ol>\n<h3>\u6c11\u9593\u4ee3\u66f8<\/h3>\n<ul>\n<li><b>\u512a\u9ede\uff1a<\/b>\u5be9\u6838\u8f03\u5bec\u9b06\u3001\u6d41\u7a0b\u8f03\u5feb\u901f\u3002<\/li>\n<li><b>\u7f3a\u9ede\uff1a<\/b>\u5229\u7387\u8f03\u9ad8\u3001\u8cb8\u6b3e\u6210\u6578\u8f03\u4f4e\u3001\u9084\u6b3e\u671f\u9593\u8f03\u77ed\u3002<\/li>\n<\/ul>\n<p>\u7533\u8acb\u6d41\u7a0b\uff1a<\/p>\n<ol>\n<li>\u5c0b\u627e\u4fe1\u8b7d\u826f\u597d\u7684\u4ee3\u66f8\u3002<\/li>\n<li>\u5411\u4ee3\u66f8\u63d0\u51fa\u7533\u8acb\u4e26\u6e96\u5099\u76f8\u95dc\u6587\u4ef6\u3002<\/li>\n<li>\u4ee3\u66f8\u4ee3\u70ba\u5411\u91d1\u878d\u6a5f\u69cb\u63d0\u51fa\u8cb8\u6b3e\u7533\u8acb\u3002<\/li>\n<li>\u8988\u51c6\u5f8c\u7c3d\u8a02\u8cb8\u6b3e\u5408\u7d04\u4e26\u8fa6\u7406\u62b5\u62bc\u8a2d\u5b9a\u3002<\/li>\n<\/ol>\n<h3>\u6cd5\u62cd\u5c4b\u4ef2\u4ecb<\/h3>\n<ul>\n<li><b>\u512a\u9ede\uff1a<\/b>\u53ef\u63d0\u4f9b\u5c08\u696d\u8aee\u8a62\u3001\u5354\u52a9\u627e\u5c0b\u6cd5\u62cd\u5c4b\u7269\u4ef6\u3002<\/li>\n<li><b>\u7f3a\u9ede\uff1a<\/b>\u6703\u6536\u53d6\u4ef2\u4ecb\u8cbb\uff0c\u53ef\u80fd\u6703\u5f71\u97ff\u6574\u9ad4\u8cb8\u6b3e\u8cbb\u7528\u3002<\/li>\n<\/ul>\n<p>\u7533\u8acb\u6d41\u7a0b\uff1a<\/p>\n<ol>\n<li>\u806f\u7e6b\u6cd5\u62cd\u5c4b\u4ef2\u4ecb\uff0c\u8aaa\u660e\u8cfc\u8cb7\u610f\u9858\u3002<\/li>\n<li>\u4ef2\u4ecb\u5354\u52a9\u627e\u5c0b\u6cd5\u62cd\u5c4b\u7269\u4ef6\u4e26\u8a55\u4f30\u8cb8\u6b3e\u53ef\u884c\u6027\u3002<\/li>\n<li>\u5411\u9280\u884c\u6216\u6c11\u9593\u4ee3\u66f8\u63d0\u51fa\u8cb8\u6b3e\u7533\u8acb\u3002<\/li>\n<li>\u8988\u51c6\u5f8c\u7c3d\u8a02\u8cb8\u6b3e\u5408\u7d04\u4e26\u5b8c\u6210\u5f8c\u7e8c\u624b\u7e8c\u3002<\/li>\n<\/ol>\n<p>\u9078\u64c7\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7ba1\u9053\u6642\uff0c\u61c9\u8003\u91cf\u81ea\u8eab\u689d\u4ef6\u3001\u8cb8\u6b3e\u9700\u6c42\u53ca\u5404\u7ba1\u9053\u512a\u7f3a\u9ede\uff0c\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u7533\u8acb\u7ba1\u9053\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E6%B3%95%E6%8B%8D%E5%B1%8B%E8%B2%B8%E6%AC%BE%E7%94%B3%E8%AB%8B%E8%B3%87%E6%A0%BC%EF%BC%9A%E8%AA%B0%E7%AC%A6%E5%90%88%E8%B3%BC%E8%B2%B7%E6%B3%95%E6%8B%8D%E5%B1%8B%E8%B2%B8%E6%AC%BE%E8%B3%87%E6%A0%BC%EF%BC%9F\"><\/span>\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7533\u8acb\u8cc7\u683c\uff1a\u8ab0\u7b26\u5408\u8cfc\u8cb7\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u8cc7\u683c\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8cfc\u8cb7\u6cd5\u62cd\u5c4b\u96d6\u7136\u63d0\u4f9b\u4e86\u8a31\u591a\u512a\u52e2\uff0c\u4f46\u4e26\u975e\u6240\u6709\u4eba\u90fd\u7b26\u5408\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7684\u7533\u8acb\u8cc7\u683c\u3002\u4ee5\u4e0b\u5217\u51fa\u4e94\u500b\u4e3b\u8981\u8cc7\u683c\u689d\u4ef6\uff0c\u5e6b\u52a9\u60a8\u77ad\u89e3\u662f\u5426\u5177\u5099\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7684\u7533\u8acb\u8cc7\u683c\uff1a<\/p>\n<ol>\n<li><b>\u826f\u597d\u4fe1\u7528\u7d00\u9304\uff1a<\/b>\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7684\u7533\u8acb\u4eba\u5fc5\u9808\u5177\u5099\u826f\u597d\u7684\u4fe1\u7528\u7d00\u9304\uff0c\u5305\u62ec\u4fe1\u7528\u5206\u6578\u548c\u4fe1\u7528\u5831\u544a\u3002\u4fe1\u7528\u5206\u6578\u6108\u9ad8\uff0c\u7533\u8acb\u6210\u529f\u7387\u6108\u9ad8\uff0c\u5229\u7387\u4e5f\u53ef\u80fd\u66f4\u512a\u60e0\u3002<\/li>\n<li><b>\u7a69\u5b9a\u7684\u6536\u5165\u4f86\u6e90\uff1a<\/b>\u7a69\u5b9a\u7684\u6536\u5165\u4f86\u6e90\u662f\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7533\u8acb\u4e2d\u81f3\u95dc\u91cd\u8981\u7684\u56e0\u7d20\u3002\u9280\u884c\u5728\u5be9\u6838\u8cb8\u6b3e\u6642\uff0c\u6703\u8a55\u4f30\u7533\u8acb\u4eba\u7684\u6536\u5165\u662f\u5426\u7a69\u5b9a\u4e14\u8db3\u5920\u511f\u9084\u8cb8\u6b3e\u3002<\/li>\n<li><b>\u8db3\u5920\u7684\u81ea\u5099\u6b3e\uff1a<\/b>\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u901a\u5e38\u9700\u8981\u4e00\u5b9a\u6bd4\u4f8b\u7684\u81ea\u5099\u6b3e\uff0c\u81ea\u5099\u6b3e\u6bd4\u4f8b\u6108\u9ad8\uff0c\u8cb8\u6b3e\u8ca0\u64d4\u6108\u8f15\uff0c\u7533\u8acb\u6210\u529f\u7684\u6a5f\u7387\u4e5f\u6108\u5927\u3002<\/li>\n<li><b>\u8cfc\u8cb7\u76ee\u7684\uff1a<\/b>\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u4e3b\u8981\u7528\u65bc\u8cfc\u8cb7\u6cd5\u62cd\u5c4b\uff0c\u56e0\u6b64\u7533\u8acb\u4eba\u5fc5\u9808\u660e\u78ba\u8aaa\u660e\u8cfc\u8cb7\u6cd5\u62cd\u5c4b\u7684\u7528\u9014\u3002\u4f8b\u5982\uff0c\u81ea\u4f4f\u3001\u6295\u8cc7\u6216\u51fa\u79df\u3002<\/li>\n<li><b>\u5176\u4ed6\u689d\u4ef6\uff1a<\/b>\u4e0d\u540c\u9280\u884c\u6216\u91d1\u878d\u6a5f\u69cb\u53ef\u80fd\u6703\u6709\u5176\u4ed6\u984d\u5916\u7684\u7533\u8acb\u8cc7\u683c\uff0c\u4f8b\u5982\u5e74\u9f61\u9650\u5236\u3001\u5de5\u4f5c\u5e74\u8cc7\u6216\u5c45\u4f4f\u6642\u9593\u7b49\u689d\u4ef6\uff0c\u8a73\u7d30\u689d\u4ef6\u8acb\u5411\u5404\u5bb6\u9280\u884c\u6216\u91d1\u878d\u6a5f\u69cb\u6d3d\u8a62\u3002<\/li>\n<\/ol>\n<p>\u5982\u679c\u60a8\u5177\u5099\u4ee5\u4e0a\u8cc7\u683c\u689d\u4ef6\uff0c\u5247\u53ef\u4ee5\u9032\u4e00\u6b65\u5411\u9280\u884c\u6216\u91d1\u878d\u6a5f\u69cb\u63d0\u51fa\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7533\u8acb\u3002\u5be9\u6838\u901a\u904e\u5f8c\uff0c\u60a8\u4fbf\u80fd\u53d6\u5f97\u6cd5\u62cd\u5c4b\u8cb8\u6b3e\u7684\u8cc7\u91d1\uff0c\u9806\u5229\u8cfc\u8cb7\u6cd5\u62cd\u5c4b\u3002<\/p>\n<p><a href=\"https:\/\/www.smartloan.com.tw\/viewBlogDetail.do?kmId=46\" target=\"_blank\" rel=\"noopener\">\u53ef\u4ee5\u53c3\u8003 \u8cfc\u8cb7\u6cd5\u62cd\u5c4b\u53ef\u4ee5\u8cb8\u6b3e\u55ce\uff1f<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%B3%BC%E8%B2%B7%E6%B3%95%E6%8B%8D%E5%B1%8B%E5%8F%AF%E4%BB%A5%E8%B2%B8%E6%AC%BE%E5%97%8E%EF%BC%9F%E7%B5%90%E8%AB%96\"><\/span>\u8cfc\u8cb7\u6cd5\u62cd\u5c4b\u53ef\u4ee5\u8cb8\u6b3e\u55ce\uff1f\u7d50\u8ad6<span 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